make every ride a JOY RIDE WITH AN AUTO LOAN FROM HERITAGE FAMILY CREDIT UNION RATES AS LOW AS 4.95% * HERITAGE HFAMILY CREDIT UNION HFCUVT.COM 888.252.8932 eBRANCH HFCUVT VIDEO BRANCH VISIT YOUR LOCAL BRANCH APR = Annual Percentage Rate. Rate displayed is the lowest rate available. Loan rates will vary based on credit qualifications and all loans are subject to credit approval. Actual rate may be higher. All rates subject to change without notice. Initial $25 deposit for membership required. Terms and conditions subject to change without notice. Certain restrictions apply. Payment example: 36 monthly payments at 4.95% APR would be $29.95 per $1,000 borrowed. Equal opportunity lender. make every ride a JOY RIDE WITH AN AUTO LOAN FROM HERITAGE FAMILY CREDIT UNION RATES AS LOW AS 4.95 % * HERITAGE HFAMILY CREDIT UNION HFCUVT.COM 888.252.8932 eBRANCH HFCUVT VIDEO BRANCH VISIT YOUR LOCAL BRANCH APR = Annual Percentage Rate . Rate displayed is the lowest rate available . Loan rates will vary based on credit qualifications and all loans are subject to credit approval . Actual rate may be higher . All rates subject to change without notice . Initial $ 25 deposit for membership required . Terms and conditions subject to change without notice . Certain restrictions apply . Payment example : 36 monthly payments at 4.95 % APR would be $ 29.95 per $ 1,000 borrowed . Equal opportunity lender .